Category Archives: Insurance

Medicare is available for people age 65 or older, younger people with disabilities and people with End Stage Renal Disease (permanent kidney failure requiring dialysis or transplant). Medicare has two parts, Part A (Hospital Insurance) and Part B (Medicare Insurance). You are eligible for premium-free Part A if you are age 65 or older and you or your spouse worked and paid Medicare taxes for at least 10 years. You can get Part A at age 65 without having to pay premiums if:

With the hectic life style schedule of individuals , the risk of the person suffering from a disease also has gone up.

Insurance implies a contractual arrangement between two parties, i.e. insurance company (insurer) and insured, by which the insurer, in return for a fixed sum (premium) commits to compensate the insured for the loss sustained or damage caused on the occurrence of a certain event. The document which covers all the details of the contract is called as an insurance policy. Life insurance is a contract that protects against the risk of life.

Medicare is the nation’s health care program for citizens age 65 years and up, and it covers many major medical expenses for participants. But choosing the right Medicare plan can be confusing in many cases, and it may be difficult to decipher all of the language that is written into these plans and options.

A thief may use your name or health insurance numbers to see a doctor, get prescription drugs, file claims with your insurance provider, or get other care. If the thief’s health information is mixed with yours, your treatment, insurance and payment records, and credit report may be affected.

What’s covered in the Health Insurance Marketplace

Company financial stability – Because you may not collect for decades to come, be sure to buy from a company that has been around for some time and is financially stable. You may want to look up, from an independent rating agency, the financial strength ratings of a company you’re considering.

There are two types of disability policies: Short-Term Disability (STD) and Long-Term Disability (LTD):

Insurance is a broad work category that includes several types of coverage’s, including life and health insurance, casualty insurers, insurance brokers, and more. The field encompasses many job titles.

There are multiple paths to help those struggling with addiction receive treatment. Depending on the structure of the treatment program, in-patient treatment is likely the most expensive. For those with private or employer provided health insurance, that plan will likely have an addiction recovery payment requirement.